Terms & Conditions

Please read these terms and conditions carefully. By accessing this website and any of its pages, you agree to be bound by these terms and conditions.

This website may contain links to websites operated by third parties. Such links are provided for your convenience only. We do not control such websites and are not responsible for their contents. Inclusion of links to such websites does not imply any endorsement of the material on them or any association with their operators.

Terms of Access

Barents Re makes no representations or warranties of any kind whether express or implied with respect to this website or its content (including any text, graphics, advertisements, links or other items) in respect of accuracy, completeness or otherwise and excludes all such representations and warranties to the fullest extent permitted by law. You acknowledge that you are solely responsible for the use to which you put the website and all information you obtain from it. Barents Re will not be liable for any loss or damage arising directly or indirectly from your use of this website.

Variation of Content

Barents Re reserves the right, in its absolute discretion at any time and without notice, to remove, amend or vary any of the content which appears on any page of this website, including any of these terms and conditions. Barents Re endeavours to ensure that information displayed on this website is accurate, but there is a time delay between changes in information and the reflection of such changes on this website. Information contained in this website may be therefore out of date or inaccurate.

Use of Content

You may store, manipulate, analyse, reformat, print and display the content of this website solely for your own personal use. You are not permitted to publish, re-transmit, re-distribute or otherwise re-produce any of the content which appears on any page of this site in any format to anyone and you are prohibited from using any such content in connection with any business or commercial enterprise. The information contained in this website is not an invitation to invest in Barents Re, nor does it constitute investment advice of any kind. No service or insurance product described on this website is guaranteed to be available in the form described or at all.

User Content

In these terms and conditions, “your user content” means material (including without limitation text, images, audio material, video material and audio-visual material) that you submit to this website, for whatever purpose. You grant to Barents Re a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate and distribute your user content in any existing or future media.  You also grant to Barents Re the right to sub-license these rights, and the right to bring an action for infringement of these rights.

Your user content must not be illegal or unlawful, must not infringe any third party’s legal rights, and must not be capable of giving rise to legal action whether against you or Barents Re or a third party (in each case under any applicable law).  You must not submit any user content to the website that is or has ever been the subject of any threatened or actual legal proceedings or other similar complaint. Barents Re reserves the right to edit or remove any material submitted to this website, or stored on Barents Re servers, or hosted or published upon this website.

Notwithstanding Barents Re’s rights under these terms and conditions in relation to user content, Barents Re does not undertake to monitor the submission of such content to, or the publication of such content on this website.

Intellectual Property

All design, text, graphics and the selection or arrangement thereof in the pages of this website and the screens displaying the pages of this website are the copyright of Barents Re unless otherwise indicated. All trade marks, service marks, company names or logos and copyrights used in this site are the property of their respective holders. No permission is given by Barents Re or by any other copyright holder in respect of the use of any such trade marks, service marks, company names or logos or copyrights and such use may constitute an infringement of the holder’s rights.

Limitations and Exclusions of Liability

Nothing in these terms and conditions will: (a) limit or exclude Barents Re or your liability for fraud or fraudulent misrepresentation; (b) limit any of Barents Re or your liabilities in any way that is not permitted under applicable law; or (c) exclude any of Barents Re or your liabilities that may not be excluded under applicable law. The limitations and exclusions of liability set out in this Section and elsewhere in these terms and conditions: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the terms and conditions or in relation to the subject matter of the terms and conditions, including liabilities arising in contract, in tort (including negligence) and for breach of statutory duty. To the extent that the website and the information and services on the website are provided free-of-charge, we will not be liable for any loss or damage of any nature.

We will not be liable to you in respect of any losses arising out of any event or events beyond our reasonable control.

We will not be liable to you in respect of any business losses.

We will not be liable to you in respect of any loss of or damage to profits, income, revenue, or anticipated savings.

We will not be liable to you in respect of any loss of use or production.

We will not be liable to you in respect of any loss of management time or office time.

We will not be liable to you in respect of any loss of business, contracts, commercial opportunities or goodwill.

We will not be liable to you in respect of any loss or corruption of any data, database or software.

We will not be liable to you in respect of any special, indirect or consequential loss or damage.

We will not be liable to you in respect of any losses arising out of any acts or omissions of any hosting services provider, payment services provider or other third party services provider.

Acceptable Use

You must not use our website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity. You must not use our website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software. You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to our website without our express written consent. You must not use our website to transmit or send unsolicited commercial communication. You must not use our website for any purposes related to marketing without our express written consent.

Invalidity

If any part of these terms and conditions is unenforceable (including any provision in which Barents Re excludes its liability to you) the enforceability of all other parts of these terms and conditions will not be affected.

Governing Law

These terms and conditions shall be governed by and interpreted in accordance with Panamanian law and the Panamanian courts shall have jurisdiction to resolve any disputes arising from them or from your use of this website.